Buying a condo is a big step. Exciting, yes—but also filled with questions: Is this the right time? Am I paying too much? Should I wait?
We understand that interest rates have a direct impact on your budget and your decision to buy. We also know that in a fast-changing market, having clear guidance makes all the difference.
That’s why we’re offering a guaranteed fixed rate of 1.99% for 3 years. Not just as a promotion, but as a real way to give you more stability, clarity, and freedom in your home-buying journey.
1. What Difference Does an Interest Rate Make?
Unless you’re buying in full (which is rare), you’ll need to borrow money from a lender. In exchange, you pay interest on that loan—think of it as a rental fee on the money the bank lends you. The interest rate is the percentage the bank applies to your loan. The lower the rate, the less interest you pay—and the more affordable your monthly payments become.
2. A Condo That Remains Within Reach
The rise in interest rates over the past few years has shaken up many plans—delayed projects, tight budgets, and payments that escalated quickly.
We want buying a condo to remain an achievable goal.
With a fixed 1.99% rate guaranteed for 3 years, what does that mean in real terms? Let’s look at Unit 231 at Quartier Général, listed at $437,000 before taxes:
- Estimated monthly payment at 1.99%: $1,750/month
- Estimated monthly payment at 5.5%: $2,525/month
- Monthly savings: $775
- Over 3 years: More than $27,000 in savings
3. More Stability, More Clarity
Real estate is cyclical. Rates go up, down, then back up again. It’s tough to predict where they’ll be a year from now.
What we do know is this: locking in a 1.99% rate for 3 years gives you fixed, predictable payments. No surprises. No stress. Just a condo and a budget that stays in sync. And because buying a home always comes with questions, we’re here to help you see clearly—not just to sell you a condo, but to support your thinking, answer your questions, and help you move forward at your own pace.
Ready to talk? Book an appointment here.
